PART 1 – THE THEORY OF INTEREST
Simple interest
ความหมายของ Simple Interest แปลเป็นไทยคือ “ดอกเบี้ยอย่างง่าย”
Compound interest
ความหมายของ Compound interest แปลเป็นไทยคือ “การคิดดอกเบี้ยทบต้น”
Multiple interest accrual
Continuous interest accrual
Equivalence of interest rates in the compound interest scheme
Comparison of accruals at simple and complex interest rate
Discounting and interest deduction
Comparison of discounting at complex and simple discount rates
- Effective discount rate
- Multiplying and discounting multipliers
Rule of 70
- Compound interest
Generalization of “Rule of 70
- Simple interest
- Continuous interest
- Multiple interest accrual
Capital increase by an arbitrary number of times
The impact of inflation on the interest rate
- Fisher’s formula
- Inflation rate for several periods
- Synergistic effect
Effective interest rate
- Simple and compound interest
- Multiple interest accrual
- Adjustment for inflation
- Adjustment for taxes
- Equivalence of different interest rates
Internal rate of return
- Deposits with and without currency conversion
- Dual-currency basket